One checkout. Your Stripe account. Your money.
Payroute gives your online store a professional hosted checkout and a simple API. Customers pay on your own Stripe account, and payouts go straight to your bank.
Free to apply. Stripe reviews and verifies every business.
- Your storeYour server makes one API call.
- Payroute checkoutA secure page with your business name.
- StripeTakes the payment on your own Stripe account.
- Your bankStripe pays out on your payout schedule.
Payment methods your customers already know
- Visa
- Mastercard
- American Express
- Apple Pay
- Google Pay
- Link
- Discover
- JCB
- SEPA Direct Debit
- iDEAL
- Bancontact
- Klarna
- Bacs Direct Debit
- EPS
- Przelewy24
Which methods you can offer depends on your country, your currency and Stripe's approval.
What you get
- Payouts to your own bank
- Payments are made on your own Stripe account. Stripe pays out your balance on your payout schedule; we never hold your money.
- Fees you can read
- Stripe's processing fee plus our platform fee, shown on every payment. No setup fees.
- Many currencies
- Charge in the currencies your Stripe account supports.
- Wallets and local methods
- Apple Pay, Google Pay and local methods where Stripe supports them in your country.
- Built for developers
- Test mode, scoped API keys, idempotent requests, signed webhooks with retries and an OpenAPI schema.
- Test mode first
- Separate test keys and Stripe test cards, so you can try everything before you go live.
Why not build checkout yourself?
Swipe sideways to see every column.
| What you need | Build it yourself | With Payroute |
|---|---|---|
| Card form and PCI scope | You build and maintain it, and carry the compliance work. | Stripe's hosted form. Card data never touches your server. |
| Checkout page | You design, secure and test every state: errors, 3-D Secure, expiry. | A finished, accessible checkout in light and dark with your business name. |
| Webhooks and retries | You build delivery, signing and a retry queue. | Signed webhooks, retries and a delivery log are included. |
| Verification | You work out what each provider asks for. | Stripe verifies your business on a secure form; we help you prepare. |
Start your application
It takes about two minutes. We will contact you after you apply.